How the business is doing

You shouldn't have to go looking for the numbers to know where you stand. On the home screen, right next to the conversation, your balance sits out in the open — one number showing what's in the bank right now. Want more, tap it, and the number opens into a graph.

The balance sits out in the open

At the top of the home screen you'll find Balance with a small curve beside it. The curve is the last 30 days, so a glance tells you whether it's gone up or down. Below the number it says how many accounts it covers and when the bank was last updated.

If you haven't connected your bank yet, this reads Connect bank instead of a number. Tap it and the assistant walks you through connecting — the same one-time job you do during getting started, and after that Tredco pulls the balance in for you.

Bank access has to be renewed now and then

The access the bank grants Tredco doesn't last forever. Every few months it has to be renewed — it's the banks themselves that require it, not Tredco. When it's getting close, Tredco tells you in good time with a card asking you to Renew bank access, along with which bank it's for and the date the access expires.

You'll find the same under your bank settings (Bank Connections): a bank that needs renewing is marked Expired with the line "Access has expired. Renew to continue syncing."

If you don't renew, the bank stops updating: the balance sits still, and reconciliation in invoicing and accounting pauses until access is back in place. The renewal itself takes a minute.

Open the graph: where it's heading

Tap the balance and the graph unfolds. Up top you pick what to see, and below that how far ahead or back:

The solid line is your balance — the same number shown at the top, drawn over time. A vertical marker labelled TODAY separates what has happened from what lies ahead.

From today onward the line splits into two outcomes of the same balance:

• If customers pay at due date — the green dashed line, the best case.
• If nobody pays — the blue dashed one, where only your known obligations run.

The truth usually lands somewhere between the two. If you have overdue receivables, they show up as an amber ring at TODAY — money you're expecting now. Fixed outflows sit as small marks along the bottom: Payroll and VAT on the days they fall due. If the balance could drop below zero in the period, the graph marks the first day it might happen, so you see it well ahead of time.

Below the graph, Known movements lists the coming days — invoices, payroll and VAT itemized one by one, so you can see what makes up the difference. The dots in the graph are individual invoices; tap one and the assistant tells you who it's for and what happens next.

Result, month by month

Switch to Result and the graph shows revenue against costs for each month — green for what came in, red for what went out, and a line for the result along the bottom. Here you choose between 6 mo and 12 mo.

The numbers come from the entries booked in the ledger, so VAT, transfers and loans are left out by design — this is the operation, not the movements on the account. Tap a month to have the assistant explain what drove revenue and costs that month.

Three numbers you can ask about

With the graph open, three other numbers sit right beside the balance:

• This month — net so far this month, with money in and out.
• Owed to you — open customer invoices not yet paid.
• Coming up — what falls due over the next 30 days.

Tap one of them and Tredco doesn't take you to a new screen — the assistant answers in the conversation with who it's for and what you should follow up.

The graph and the conversation are joined

As long as the graph is open, the assistant knows what you're looking at. With Liquidity up on 3 mo, you can ask "why does it drop in March?" without explaining what "it" is — the assistant answers about the graph in front of you. Close it again with Hide the trend and it's simply out of the way until next time.

That's the whole idea: one number to glance at when you're rushing past, and a full overview behind it when you want to dig. To learn more about what the assistant books for you, see invoicing and accounting. Not sure how to talk to it, start with talk to the assistant.